Gabriel Life Group
Protect what matters most
Life insurance delivers peace of mind at every stage—shielding your family from financial hardship, preserving your legacy, and building security for tomorrow.
Our Mission
Gabriel Life Group was founded to provide families with straightforward, affordable life insurance that delivers lasting peace of mind and financial security at every stage of life. As an independent broker, I partner with top carriers to find the right protection for you—no pressure, just honest guidance that puts your needs first.
We compare over 37 A-rated Companies
Gabriel Gloege, Founder & Broker
NPN: 21372708
Services
Mortgage Protection
Protect Your Home So Your Family Never Has to Leave
If something happens to you, this coverage pays off your mortgage balance so your loved ones stay in the home they've built memories in—no foreclosure worries, no forced sale, just security for the life you've created. Affordable rates tailored to your loan, often with no-exam options.
Final Expense
Give Your Family Peace – Cover Final Expenses Without the Burden
Spare your loved ones from the stress and cost of your funeral, medical bills, or last debts. This simple policy delivers quick cash (usually $5k–$25k) they can use however needed—burial, cremation, or even everyday bills—ensuring dignity and no financial strain during a tough time.
Universal Life Insurance
Build Wealth While Protecting Your Legacy
Get lifelong coverage with cash value that grows based on market indexes (like the S&P 500)—potential for strong returns without losing money in down markets. Access funds tax-free when you need them, supplement retirement, or leave more to your family—all with flexible premiums that adapt to your life.
Fixed Indexed Annuities
Grow Your Savings Safely – Never Outlive Your Money
Protect your principal from market losses while earning interest tied to positive index performance. Turn savings into guaranteed lifetime income you can't outlive, enjoy tax-deferred growth, and gain flexibility for retirement—peace of mind that your money works for you without the worry of volatility.
Frequently Asked Questions
Common Questions Answered for your convenience.
What exactly is mortgage protection life insurance?
Mortgage protection is a term life insurance policy designed to help pay off your remaining mortgage balance if you pass away unexpectedly. The death benefit goes to your loved ones (or directly to the lender in some cases), ensuring they can keep the home without financial strain. It's not the same as private mortgage insurance (PMI) — this protects your family, not just the lender.
How is mortgage protection different from regular life insurance?
Regular life insurance pays a lump sum to your beneficiaries for any purpose (bills, education, etc.), while mortgage protection is specifically tailored to cover your home loan balance, often with a decreasing death benefit that matches your mortgage payoff amount over time. It can be more affordable and easier to qualify for, especially if you're focused on home security.
Do I need mortgage protection if I already have other life insurance?
It depends on your situation. If your current policy's payout is enough to cover the mortgage and other needs, you may not need a separate one. However, many homeowners choose mortgage protection for its targeted coverage, simplicity, and often lower cost. We can review your existing policies together to see if there's a gap.
How much does mortgage protection cost, and what affects the price?
Premiums vary based on your age, health, mortgage balance, term length, and coverage amount — typically ranging from $20–$100+ per month for most people. It's often more affordable than you think, especially compared to the risk of leaving your family with a large mortgage. We'll shop multiple top carriers to find the best rate for you.
What is the application and approval process like?
The process is straightforward: We start with a quick phone or online consultation to understand your needs. Then, we gather basic info (health history, mortgage details) and submit an application. Many policies offer no-medical-exam options with fast approvals — often within days. We handle the paperwork and guide you every step.
Why should I work with Gabriel Life Group instead of going directly to a big insurer?
As independent brokers with access to multiple top-rated carriers, we compare options to find the best coverage and rates tailored to you — not just one company's products. We provide personalized guidance, handle the details, and are here long-term to review your policy as your needs change. Our focus is on protecting your family and home, not pushing a single plan.